Summary of Benefits
Mental and Physical Health
| Medical |
CC’s Medical Plan provides medical and prescription drug coverage. Comprehensive medical coverage provided through a Preferred Provider Organization (PPO); a network of doctors, hospitals, and ancillary providers. |
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| TeleHealth | Participants in CC's Cigna Plan have access to 24/7/365 telehealth care for a $10 copay. | |
| Home Health | If you can't get to a hospital, DispatchHealth may be an option. A mobile medical team will come to your location. This may be more expensive than other options, but may be less expensive than an emergency room visit. | |
| Flexible Spending Account |
Flexible Spending Accounts (FSA) allow you to set aside money on a pre-tax basis for healthcare and dependent care expenses. Health Care Flexible Spending Accounts Dependent Care Spending Accounts |
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| Dental | CC’s Dental Plan provides comprehensive dental coverage through a Preferred Provider Organization (PPO). |
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| Vision | CC’s Vision Plan provides routine eye exams and corrective materials (glasses/contacts). | |
| Employee Assistance Program | The Employee Assistance Program (EAP) provides free, confidential, short-term counseling, referral, and follow-up services at no cost to you provided through GuidanceResources. There are a variety of services to help with personal and professional needs, including financial counseling and webinars. It is 100% confidential. | GuidanceResources (ComPsych) |
| ElderCare | In addition to the counseling services listed above, GuidanceResources can help identify resources to suppor elder care. | |
| Leaves | CC has significant leave processes to support you and your family's wellbeing. | |
| Medicare | Information about the Medicare Part D Prescription coverage |
Financial Wellness
Retirement
| 403-B Defined Benefits | You may enhance your financial security by contributing to the Tax-Deferred Annuity (also known as Group Supplemental Retirement Annuity). All employees, regardless of employment classification, are eligible to participate. The contributions to this plan are subject to IRS limitations. | |
| Financial Counseling and Education | TIAA offers various programs throughout the year to support your retirement planning. You can also schedule an individual meeting. |
Consultant meeting |
| Emeriti |
The Colorado College will contribute to a Retiree Health Account for benefits-eligible employees at age 40. Contributions by the college are tax-free to the employee going in and tax-free to the employee coming out as long as they are used for qualified medical expenses. Once you are no longer employed by the College you may seek reimbursement from your Emeriti account for qualified medical expenses. |
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| Retiring from CC |
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Insurance
| Life Insurance and Accidental Death and Dismemberment | Life insurance provides financial protection for your family in the event of your death. Accidental Death & Dismemberment (AD&D) benefits provide additional coverage should you be seriously injured or should your death be the result of an accident. | |
| Long Term Disability | As a condition of employment, all eligible CC employees are required to participate in the long-term disability plan after one year of employment. Employee may irrevocably ‘opt out’ of coverage during open enrollment if at least age 65 prior to Jul 1. | |
| Business and Travel Insurance | Business Travel Accident Insurance is provided through Associated Colleges of the Midwest (ACM) for all benefits-eligible employees. This plan provides accidental death and dismemberment benefits for you while traveling for business outside of your residence/permanent assignment. Premiums are paid by the college. | |
| Worker's Compensation | Workers’ Compensation can provide medical coverage and partial wage replacement if injured on the job |
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| Pre-paid Legal | With the pre-paid legal plan offered through MetLife Legal Plans, you pay a set monthly fee for the plan that includes personal legal services for you, your spouse, and dependent children. | |
| Home, Auto and Renter's Insurance |
Coverage for your personal property is available at group rates with Farmers (formerly MetLife). Policies available include Auto, Home, Renter's, Fire, and Personal Excess Liability Umbrella. Umbrella insurance provides coverage when your liability exceeds the limits of your homeowners' auto and/or boat insurance. |
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| Pet Insurance | You may elect a major medical health plan, a wellness plan, or a combined major medical health & wellness plan for your pet. | |
| Identity Theft Insurance | IdentityForce offered through Cigna1 will be included in your Cigna medical coverage at no additional cost for you and any child(ren) living in your household up to age 18. |
Education
| Education Assistance |
CC offers different types of education assistance: For dependents: Tuition remission for CC Tuition remission for ACM partner schools For employees: Partial Tuition Remission for employees receiving education outside these partnerships |
Education Assistance Policy |
| Public Loan Service Forgiveness | Public Service Loan Forgiveness (PSLF) is a federal program designed to reduce the burden of student loan debt for people who work in public service. The Colorado College is considered a public service employer for the purposes of these programs.The service helps eligible borrowers to understand their choices, lower their monthly payments, and enroll in a forgiveness program. |
SAVI |