Insurance & Support for CC Faculty & Staff Travel
Are you traveling abroad on Colorado College business? This could include attending or presenting at an international conference, conducting research on a short-term visit or as part of a sabbatical spent overseas, or engaging in a scouting trip as you look to develop an off-campus block in a new location. There are support structures through CC for your travel and this page will highlight the resources available, including coverage on the College's International SOS+UHP travel & health insurance bundle.
Coverage & Support While Traveling Abroad
International SOS
International SOS provides emergency assistance for Colorado College Staff & Faculty when traveling abroad on "College Business":
- I-SOS has many pre-trip planning resources via their website or smart phone app,
- You can also call their Philadelphia assistance center for pre-travel information on health, safety, and security.
- In many locations they can arrange for non-emergency medical care, including pre-arranged payment
- Medical appointments arranged by I-SOS should not require any copays or out-of-pocket expenses for you.
- I-SOS can also advise on loss of travel documents or legal assistance
- I-SOS will cover the expenses of medical evacuation, if required.
- I-SOS will provide support and logistics for evacuation in the event of a natural disaster and national emergency.
Common examples of international travel eligible for coverage:
- Teaching abroad, or serving as a program OPA (Off-Campus Program Assistant)
- Course-development scouting visits (with or without CJE Funds)
- Research trip (college-funded or personally-funded)
- Scholarship travel to launch your performance/exhibit
- Conference travel
- Sabbatical research abroad
UHP Insurance Coverage
Our University Health Plans (UHP) coverage is in two parts, travel coverage and health insurance coverage. Once enrolled (automatic for study abroad programming, requires enrollment for individual travelers), you will have these benefits:
Health Coverage (CIGNA)
- Sickness & Accident Medical Expense: $500,000
- Emergency Dental (accident/sudden pain): $1,000
- Accidental Death & Dismemberment: $10,000, $500,000 aggregate for any loss.
- Medical Evacuation: $500,000
- Repatriation of remains: $500,000
- Quarantine Lodging: $285 per day, max 14 days if required by local authorities.
- First Payer structure with no deductible and 100% coinsurance
- Mental health covered up to medical max
- Prescription drugs covered up to medical max
- Pre-existing conditions covered (in case of a flare-up or change of condition)
Travel Coverage (Lloyd's)
- Trip Interruption: $2,000
- Lost Baggage: $250
- Visit by family member or friend for hospitalized traveler: $20,000 with meals and accommodations up to $500 per day
- Visit by family member or friend if traveler is victim of felonious assault: $5,000 with meals & accommodations up to $500 per day for 5 days.
- Necessary Repatriation due to felonious assault: $500,000
- Evacuation due to political unrest: $100,000
- Evacuation due to natural disaster: $100,000
Registering Your Travel
CC Course Abroad
If you are teaching or serving as the Off-Campus Program Assistant (OPA) a CC course abroad...
- you will be asked by the Center for Global Education & Field Study staff to complete the required "Faculty/OPA Emergency Info & Itinerary Form" in Summit.
- This form will ask you to confirm travel dates, contact numbers, emergency contacts, and asks for a copy of the program itinerary.
- There are also optional questions regarding your medical history which you can opt to complete if you believe it could benefit your medical care if you are unable to provide information yourself.
- CGEF&S staff will use this form to register you for the SOS/UHP insurance along with all student participants.
Independent CC Travel
Coverage for Students Traveling With You
Students traveling with you on independent, international College-related business (research, conferences) are also eligible to be covered. Each student also needs to register their own covered international trip by completing the "Insurance/SOS Enrollment Form: Independent College-Related Travel Registration" on Summit.
IMPORTANT NOTE
Venture or Sheffer Grants, international internships, and students participating through other organized programming or funding opportunities through the College will already be covered automatically, so students only need to enroll themselves if they are participating in something truly independent of an existing, established fund or program abroad administered by the College.
Frequently Asked Questions
Can Family Members Be Covered by I-SOS/UHP?
No, they cannot.
In the past this was possible, however, effective May 2026, non-CC employees (including family members) are no longer eligible to be covered through the College's International SOS/UHP plan.
If you will have family members traveling with you while you are conducting College business, we strongly recommend that you secure outside international insurance coverage for them from one of the many providers of short-term global health and emergency insurance.
Does Workers' Compensation Apply When I am Traveling?
It can, particularly in cases where there may be extended care or rehabilitation.
CC employees are automatically enrolled in Workers' Compensation coverage at no cost to the employee. If you are engaged in work-related travel as an employee of the college, you may be covered. Workers' Compensation covers medical treatment and evacuation and requires no copay. Workers' compensation will pay an eligible claim for injury that originates during international work travel and continues paying claim until final resolution (whether you are still abroad or have returned to the US).
In addition to International SOS, College benefits also provide Foreign Business Travel Accident Insurance (accidental death & dismemberment $100,000/medical $25,000) automatically; no additional registration in this plan is necessary.
How Do I Access SOS/UHP Support?
We strongly recommend that you download the International SOS Assistance App, and register using your CC email address.
You can access care and service easily through the app, and also get travel information and alerts, and one-click dial to assistance centers. You will receive SOS coverage information after you register your travel in Summit (on the Confirmation page, and via an automatic email). You can contact International SOS by phone at +1 215-942-8478; CC's membership number is 11BSGC000027.
Generally speaking, we recommend contacting I-SOS to help you book medical appointments, but, as it can take them 24 hours or longer to locate appropriate care and negotiate the no-cost-to-you structure, we do not recommend waiting if there is emergency care needed.
For immediate, emergency care, we recommend getting care immediately (via urgent care clinics or emergency rooms) and then contacting I-SOS to set up an insurance claim to reimburse any medical costs.
Can I use I-SOS/UHP for Personal Travel?
No. It can only be used when you are traveling specifically for tasks related to your work at the college and in a college sponsored or endorsed capacity (see the list above).
For personal travel, CC employees should check their primary medical insurance to find out what coverage you have outside the United States, and consider obtaining additional independent international medical insurance to cover any gaps while on personal international travel.
If you have enrolled in CC's Cigna medical insurance, it requires the employee to pay first and then seek reimbursement from Cigna. Additionally, in- or out-of-network deductibles and coinsurance applies, and there may be other limitations. Check prior to treatment.
For benefits-eligible employees, CC's travel benefits provide limited emergency medical evacuation support for personal travel, but will not pay for political security evacuation or disaster evacuation. Read more about the coverage in the Brite Guide in the "Travel Benefits" section.
Does UHP Provide Coverage Towards a Rental Car Overseas?
No, auto insurance is a separate process and is not part of the UHP package.
However, CC employees who rent cars outside the US on college business need only to purchase the coverage at the car rental agency to meet the in-country compulsory insurance requirements. No additional coverage is required as the College's foreign auto policy provides excess coverage over what is required to be purchased in-country.
Again, this would not apply to any dates outside of the "official capacity" travel, so if you rent a car for 2 days during a conference abroad but then keep the car an additional 5 days of vacation travel, you will want to purchase any insurance which you feel is appropriate for your independent travel dates.
Who Can I Contact if I Have Questions?
If you are planning travel and have questions about coverage, either the Global Education team or the staff in Human Resources can help you better understand the various insurance coverages available.
Global Education
+1 719-389-6077
globaleducation@coloradocollege.edu
Human Resources
+1 719-389-6422
HR@coloradocollege.edu