Student Insurance FAQs
Below are some Frequently Asked Questions about the Student Health Insurance Plan:
Can I use the United HealthCare Student Health Insurance Plan at home or outside of Colorado?
Yes, your United HealthCare (UHC) Student Health Insurance Plan is a nationwide policy and can be used at any provider in the U.S. provided that they accept the UHC policy. If the provider is not part of the UHC network, there may be out of network charges. You can search for a provider in your area at www.uhcsr.com. Students covered by the policy are also eligible for United HealthCare Global Emergency Services while traveling abroad (International Students are eligible except when they are in their home country; Domestic students are eligible when 100 miles or more away from campus or their permanent home address, or while participating in Study Abroad programs).
How do I enroll in the Student Health Insurance Plan?
See the main Student Insurance page for instructions on how to enroll in the Student Health Insurance Plan.
How do I waive the Student Health Insurance Plan?
See the main Student Insurance page for instructions on how to waive the Student Health Insurance Plan.
When will I receive my insurance card?
Insurance cards are not automatically mailed. Once you enroll, you will receive an email with your login information for the Specialty Insurance Solutions website, where you can print your insurance card by clicking on "ID Card Information" on the top left of the webpage. You can also access your insurance card by downloading the free UnitedHealthCare Student Resources Mobile app.
What if I can't afford the plan offered by CC?
If you are not currently covered by health insurance, cannot afford the United HealthCare (UHC) Student Health Insurance Plan, and are on financial aid, please check with the Financial Aid Office at firstname.lastname@example.org to see if you qualify for a health insurance grant to cover the cost of the Student Health Insurance Plan.
Why is non-emergency coverage in Colorado a requirement?
Students often need to access healthcare while in Colorado, and we want to ensure that all of our students have equal access to appropriate healthcare without incurring large medical bills. Simple health issues can snowball and make it difficult for students to finish a given block, so we encourage students to be proactive in seeking medical evaluation if they are feeling unwell. With our active student population, we also see a lot of students who require ongoing treatments like physical therapy for injuries, or ongoing mental health treatments. While students are able to engage in such therapies while on the block plan, these treatments can be expensive without insurance coverage. Average costs for physical therapy are approximately $100/session. Average costs for psychotherapy off campus are between $80 and $120/session. Additionally, we encourage any sexually active student to receive appropriate reproductive healthcare, such as well-person check-ups, contraception evaluations, and testing for sexually transmitted infections. Many young adults are not comfortable talking with their parents about these issues. Costs for testing for sexually transmitted infections can be as high at $800. Costs for contraception can also be high. Many students opt for hormone injections like Depo-Provera, which must be administered every 3 months in a doctor's office, can cost as much as $460/year.