What is Workers' Compensation?
If you are injured or become ill because of your job, you may be entitled to Workers' Compensation Benefits. The Workers' Compensation Program at Colorado College will pay the cost of all (reasonable) medical and hospital bills. If you cannot work because of a job related injury or illness, you may be eligible for payment of lost wages by means of Temporary Disability payments.
Who pays the premiums for the workers compensation insurance?
Colorado College pays a premium for all employees of the college including all student employees.
What do I do if I have an accident while I am at work?
First, promptly report the work-related injury or sickness to your Supervisor and Human Resources. There are forms that will need to be completed within the Human Resources department. By law, Colorado College must file the claim to our workers compensation insurance carrier within 3 days following an injury. Timely filing will also avoid you having delays or problems in receiving your benefits under this program.
How do I seek medical treatment?
Colorado College has contracted with a local occupational medical group in order to provide an appointment as soon as feasible to our employees. Human Resources will work with the medical group in order to set up your first appointment.
What if the accident occurs after work hours or over the weekend while on the job?
Colorado College's contract also includes Penrose Hospital and Penrose Community Hospital. Both hospitals have physician's available through their emergency rooms 24 hours a day/7 days a week. Penrose Hospital is located at 2215 N. Cascade; Penrose Community Hospital is located at 3205 N. Academy Blvd. Please seek care immediately and than follow up with your Supervisor and Human Resources as soon as possible.
What do I do after seeing the physician?
The physician will provide you with the medical treatment you need. The physician will also provide you any "off-work orders" or a "limited-duties work order", please follow the doctor's instructions exactly. Human Resources receives these same orders and works with your department to return you to work within the physician's guidelines.
Are all on-the-job injuries covered by workers' compensation?
Most are. The workers' compensation system is designed to provide benefits to injured workers no matter whether an injury is caused by the employer or employee's negligence. But there are some limits. Generally, injuries caused because an employee is intoxicated or using illegal drugs are not covered by workers' compensation. Coverage may also be denied in situations involving:
- self-inflicted injuries (including those caused by a person who starts a fight)
- injuries suffered while a worker was committing a serious crime
- injuries suffered while an employee was not on the job, and
- injuries suffered when an employee's conduct violated company policy
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